ALL IN ONE - LAND TO CONSTRUCTION
TO PERMANENT MORTGAGE

The All In One makes it remarkably easy for you and your builder to obtain financing for your newly constructed home. With our streamlined program, you enjoy the convenience of only one application, one close, and one set of closing costs.

*Renovation and Rehabilitation loans are available.

Product Description: 30 & 15 year fixed rate conforming and jumbo
3/1 & 5/1 Adjustable rate conforming and jumbo

All available programs have up to 12 month interest-only construction period. Full amortization occurs over the remaining loan term following the interest-only period.

Loan Amounts: $10,000.00 minimum $100,000,000.00 maximum

Lock Terms: 120,180,270 and 360 day lock periods.
*Float Down Option available

Occupancy: Primary residences and second homes only.

Eligible Property: 1 to 4 Unit single family detached/detached condos and PUDS
Manufactured, Stick built, Modular, Panelized, Kit, and Log.

LTV/CLTV: 95% Financing
80% to $1,000,000.00

Credit Guideline: Good Credit

Construction
Period Extension: .50% fee due from the borrower for every 30 days past original lock.

Notable Facts:
  • Pay interest only on funds dispersed for work in place.
  • One Application, one closing, one set of closing costs.
  • Expand your financing to include the purchase of land.
  • Use the equity in your lot toward the down payment.